It Feels Like It’s Time To Retire

retiring

By Krista McBeath, McBeath Financial Group It’s Monday morning. You want to call in sick… sick of your job. Maybe you’ve been working too long and it’s not the same anymore. You really just want out. But ,you tell yourself you can’t retire yet. Or maybe you can, but should you? There’s nothing wrong with […]

But What if You Live? The Financial Realities of Longevity

retirement strategy

By Krista McBeath, McBeath Financial Group I find no humor in aging or death, so let me be very upfront about that. However, I am sometimes bemused by the outlook some people have on their passing. I am perplexed by the mind-shift of some healthy aging people that they begin to anticipate the worst, and […]

Pros and Cons of Retiring Somewhere Else & How to Manage Life if You Do

move away

By Kimberly Blaker When you’re finally able to retire, a new and exciting chapter in life begins. You no longer have to dedicate your time and energy to a job or raising kids. For many retirees, this means a return to focusing on their own wants and needs. One of the most significant changes new […]

Is It Wise To Trade Your Pension for a Lump Sum?

pension plan

By Krista McBeath, McBeath Financial Group Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. Fifteen percent of private-sector workers and 75 percent of state and local government workers still participate in traditional pensions. Altogether, 35 percent of workers say they (and/or […]

Liberty Village of Pekin – Simply the Finest in Retirement Community Living

liberty village pekin

From spacious apartments and elegant dining, to opportunities to stay active and build lasting friendships, daily living at Liberty Village of Pekin is designed to keep seniors social, active, and loving their golden years! Providing seniors the comfort and luxury of home, with all the freedom to experience life to its fullest, Liberty Village lives […]

Give Your Retirement Plan an Annual Checkup

By Krista McBeath, McBeath Financial Group Financial professionals typically recommend that you review your employer-sponsored retirement savings plan annually, and when major life changes occur. If you haven’t revisited your plan yet in 2021, the beginning of the year may be an ideal time to do so. Reexamine Your Risk Tolerance This past year saw […]

You Don’t Need a Financial Planner to Retire

By Krista McBeath, McBeath Financial Group It may sound odd for a financial planner to say that you don’t need a financial planner in order to retire, but it’s true. You could set up your own retirement plan! You might even do okay. You could use a stockbroker, an insurance agent, or even do it […]