Independence Village Making Room To Move – Complete Renovation Is Underway for the Entire Community
By Alexander Germanis The word retirement has long held connotations of finally being able to live a laidback, sedentary lifestyle. The thought of concluding a life of hard work and no longer having to run the so-called rat race is often met with this belief that one’s life afterwards should be the complete opposite of […]
It Feels Like It’s Time To Retire
By Krista McBeath, McBeath Financial Group It’s Monday morning. You want to call in sick… sick of your job. Maybe you’ve been working too long and it’s not the same anymore. You really just want out. But ,you tell yourself you can’t retire yet. Or maybe you can, but should you? There’s nothing wrong with […]
Explore the Many Retirement Living Options the Peoria Area Offers at the 17th Annual Senior Living Tour
With fall soon upon us, we know that winter is close behind. Wouldn’t it be nice not to be worried about shoveling the snow or traveling snowy roads to the grocery store? If you were living in a retirement community, you would be able to relax and spend time with friends, rather than worrying about […]
But What if You Live? The Financial Realities of Longevity
By Krista McBeath, McBeath Financial Group I find no humor in aging or death, so let me be very upfront about that. However, I am sometimes bemused by the outlook some people have on their passing. I am perplexed by the mind-shift of some healthy aging people that they begin to anticipate the worst, and […]
Pros and Cons of Retiring Somewhere Else & How to Manage Life if You Do
By Kimberly Blaker When you’re finally able to retire, a new and exciting chapter in life begins. You no longer have to dedicate your time and energy to a job or raising kids. For many retirees, this means a return to focusing on their own wants and needs. One of the most significant changes new […]
Is It Wise To Trade Your Pension for a Lump Sum?
By Krista McBeath, McBeath Financial Group Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. Fifteen percent of private-sector workers and 75 percent of state and local government workers still participate in traditional pensions. Altogether, 35 percent of workers say they (and/or […]
Liberty Village of Pekin – Simply the Finest in Retirement Community Living
From spacious apartments and elegant dining, to opportunities to stay active and build lasting friendships, daily living at Liberty Village of Pekin is designed to keep seniors social, active, and loving their golden years! Providing seniors the comfort and luxury of home, with all the freedom to experience life to its fullest, Liberty Village lives […]
Give Your Retirement Plan an Annual Checkup
By Krista McBeath, McBeath Financial Group Financial professionals typically recommend that you review your employer-sponsored retirement savings plan annually, and when major life changes occur. If you haven’t revisited your plan yet in 2021, the beginning of the year may be an ideal time to do so. Reexamine Your Risk Tolerance This past year saw […]
You Don’t Need a Financial Planner to Retire
By Krista McBeath, McBeath Financial Group It may sound odd for a financial planner to say that you don’t need a financial planner in order to retire, but it’s true. You could set up your own retirement plan! You might even do okay. You could use a stockbroker, an insurance agent, or even do it […]